Tuesday, July 22, 2008

Rider Down!

So the colleague referred to in the previous post took a tumble on the trail yesterday. Bike is ok; his elbow is broken. He doesn't know how severe it is yet, but it is definitely broken.

I was riding behind him when it happened. I know it wasn't my fault, but I feel really guilty nonetheless given that I have encouraged his cycling, showed him the route, and was with him. As his wife was at work, my wife I took him to the hospital (and I had lunch with him afterwards).

The non-cycling related component of the blog: as we were walking to his apartment after the accident (we walked about 1.5 miles back to his place), we were discussing the potential expense of the accident as his new work insurance hasn't kicked in, and he only has catastrophic coverage. It is really depressing to me that we were making decisions on whether or not to go to the doctor at least in part based on the cost associated with it. This whole thing will probably end up costing him several thousand dollars even with his catastrophic policy. Of course, for some, the temptation is to ignore the bill from the ER. That drives up the cost for others, which leads more folks down the path of wanting to not pay their bill, and so on. It really just sucks.

2 comments:

Psimet said...

You might tell your buddy that you can get pretty good accident healt insurance when you buy an annual racing license....;)

Eric Cox said...

Good point, but I don't think he is at that stage yet. My evil plan was to bring him along slowly this fall, and then let him take one of my road bikes for a spin to see if he caught the bug. Now I'll have to wait a bit longer.